Professional Indemnity Insurance

If you work for the NHS, you will already have an appropriate indemnity arrangement.

The NHS insures its employees for work carried out on its behalf. This means that you will be covered if a claim is made against you in an NHS role, i.e. the NHS cover acts as their ‘frontline’ cover.

You are covered by the organisation that you work for (your organisation is, generally, legally
responsible for your actions – this is known as vicarious liability and they should have insurance in place to cover that liability)

NHS Indemnity covers negligent harm caused to patients or healthy volunteers in the following circumstances: whenever they are receiving an established treatment, whether or not in accordance with an agreed guideline or protocol; whenever they are receiving a novel or unusual treatment which, in the judgement of the health care professional, is appropriate for that particular patient; whenever they are subjects as patients or healthy volunteers of clinical research aimed at benefitting patients now or in the future.